Terms of Use

For all users of this web site:

User Agreement

By accessing this web site, you agree to the terms of this User Agreement set out below. If you do not agree with the terms of this User Agreement, do not access the web site or any pages thereof.

No Advice

The financial market data, including quotes, charts, news and research (collectively "Information") are provided by various information suppliers ("Information Providers") that are independent of "1233004 Alberta Ltd.", hereafter known as "Value Investor Tool".

The Information may include the views, opinions, and recommendations of individuals or organizations that may be of interest to investors generally, but the Value Investor Tool and its Information Providers do not endorse such views or opinions. The Information is not intended to provide investment, tax, accounting or legal advice nor does it constitute a solicitation of any offer to buy or sell any securities.

Any copying, re-publication or re-distribution of the Value Investor Tool's Content, including by caching, framing or similar means, is expressly prohibited without the prior written consent of The Value Investor Tool. The Value Investor Tool shall not be liable for any errors or delays in content, or for any actions taken in reliance thereon.

Disclaimer

Though the Information is believed to be reliable, neither the Value Investor Tool nor its third party data providers warrant or guarantee the timeliness, sequence, accuracy or completeness of this Information. IN NO EVENT WILL THE VALUE INVESTOR TOOL OR ITS THIRD PARTY DATA PROVIDERS BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, (INCLUDING, WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS OR LOSS OF PROSPECTIVE ECONOMIC ADVANTAGE RESULTING FROM THE USE OF THE INFORMATION OR FOR OMISSIONS OR INACCURACIES IN THE INFORMATION) EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM BY ANOTHER PARTY.

Available Only Where Permitted by Law

The products and services described on pages of this web site are available only in jurisdictions where they may be legally offered for sale. This information is not to be construed as an offer to sell or a solicitation to buy or sell any products or services of any kind whatsoever including without limitation securities or any other financial instrument in Canada, the United States of America or the territories or possessions thereof.

Internet Email Usage

Please keep in mind that messages you send to us by email are not encrypted and may be viewed by others during transmission. Do not send us any personal information (example: account numbers and/or card numbers) by Internet email.

The Value Investor Tool will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet, or if we communicate such information to you, at your request.

User ID

The User ID feature lets you consolidate all your the Value Investor Tool data requests for easy access with one sign in. Clients are reminded that they are solely responsible for preserving the confidentiality of their account passwords. The Value Investor Tool does not verify the identity of the person entering account passwords on the system. Once accounts are linked under a single User ID, anyone with access to the User ID will have access to all information pertaining to the attached accounts as well.

Note that a User ID will be deemed "inactive" if it has not been used for a period of 6 months or more. Inactive User IDs may be purged from our system. Should your User ID become inactive, you will need to set up a new User ID.

Privacy Code

The Value Investor Tool may, from time to time, use information you provide as part of the registration process for the Personal Page section of this web site to send you information regarding other products or services from the Value Investor Tool that may be of interest to you.

Applicable Agreements

All products and services of the Value Investor Tool are subject to the terms of the applicable agreements.

You agree and acknowledge that access to any portion of the content made available to you on our web site is subject to termination at any time, including in the event that any agreement between the Value Investor Tool and a provider of information or software is terminated.

Accuracy and Changes

Facts and information provided by the Value Investor Tool are believed to be accurate when placed on the web site. Changes may be made at any time to the information at this web site without prior notice.

Calculators

Calculations or projections are provided for general illustrative purposes only and are not warranted to be accurate or complete.

Software Backup

While every effort is made to ensure that all software provided at this web site, or as a link from this web site, is suitable for use on a wide variety of computer systems, you should take reasonable and appropriate precautions to scan for computer viruses, and ensure compatibility of the software with your specific computer system. You should also ensure that you have a complete and current backup of the information contained on your computer system prior to installing such software.

Hyperlinks are Not Endorsements

Links to other web sites or references to products, services or publications other than those of the Value Investor Tool at this web site do not imply the endorsement or approval of such web sites, products, services or publications by the Value Investor Tool.

Protecting Your Confidentiality

In any business, privacy of personal information is desirable; in financial services, it is essential. The Value Investor Tool values your privacy on the Internet and thinks you do too, and we feel you should know:



How we use the information that you provide to us

Information you provide on our web site is collected and stored by the Value Investor Tool. The information you provide may be used:



How you can opt-out, update or delete your information from our database

If at the time of registration for the Personal Page, you had indicated that you would like us to send you updates on site developments or on new products and services, the Value Investor Tool may send you these updates by email or mail. If you decide at any time that you do not want to receive these updates or if you want us to delete your information from the Personal Page, simply email us.

If you have any questions or concerns about how we protect your confidentiality, feel free to email us at VIT_Admin@shaw.ca.

Use of Cookies

Certain pages in our web site make use of "cookies". A cookie is a small text file that is placed on your computer's hard drive by a web site, in this case the Value Investor Tool's web site. Cookies are useful because they are stored and can be read back by the web site that placed the cookie. The web site can then present web pages that you have personalized with information that you want to see.

For example, if you have ever signed up for a "stock watch list" on the Internet, the information is likely being presented by the use of a cookie.

Cookies hold unique, but very limited information. A cookie cannot retrieve any other data from your hard drive, pass on computer viruses, or collect personally identifiable information to determine who you are, or capture your email address. The use of cookies is very common - you'll find them almost everywhere on the Internet.

For more information about cookies please visit:



Copyright the Value Investor Tool

The Value Investor Tool either owns the intellectual property rights in the underlying HTML, text, images, audio clips, video clips, software and other content that is made available to you on our web site, or has obtained the permission of the owner of the intellectual property in such content to use the content on our web site. You acknowledge that all information made available to you on our web site is proprietary to the Value Investor Tool or to the appropriate information supplier and is protected by copyright law and other applicable intellectual property laws.

The Value Investor Tool grants to you its limited permission to display on your computer, print, download and use the underlying HTML, text, images, audio clips, video clips, software and other content that is made available to you on our web site, for non-commercial, personal, or educational purposes only, provided that:

  1. you do not modify any such content, and
  2. you include with and display on each copy of such content the associated copyright notice and this intellectual property notice.


No other use is permitted. Without limiting the generality of the foregoing, you may not:

  1. make any commercial use of such content;
  2. use or permit anyone else to use such content for any unlawful or unauthorized purpose;
  3. include such content in or with any product that you create or distribute;
  4. copy such content onto your or any other persons web page; or
  5. authorize or permit such content be reused or retransmitted without prior written approval of the source of such information or software.


Notwithstanding the above, nothing contained in this Section shall be construed as conferring any right or license under any copyright of the Value Investor Tool or any other person who owns the copyright in content provided on our web site.

The Value Investor Tool - All rights reserved.

Confidentiality and Conflict of Interest

Confidentiality of client information is a fundamental principle of the Value Investor Tool No employee may release confidential client information unless required by law or with the client's consent. The misuse of confidential information or misuse of any inside information not generally disclosed is prohibited and grounds for immediate dismissal of an employee. To maintain public confidence and respect, the Value Investor Tool is vigilant in identifying potential conflicts of interest and opportunities for self-dealing that may arise in the conduct of its business.

Revision or Amendment

The Terms of Use is updated regularly to reflect changes in the related and connected issuer list and other updates. For the most recent version of the Terms of Use, please view online at valueinvestortools.com.

Questions or Concerns

If you have a question or problem about any service or fee, we will be please to hear from you, you can email us at:

VIT_Admin@shaw.ca

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